Singing Pig

Hello, I work as a business adviser and our speciality is in raising unsecured finance for business owners (SME's).

I won't say too much about what is possible as every case is different, but basically if you are buying a franchise and have some money to invest yourself then I can more than likely raise the remainder of the money via a business loan from the high street banks - the beauty is that there are no personal guarantees or charges on your assets.

 We have raised finance for estate agent, coffee houses, food sellers, cleaning, environment and many more franchisees in the past year alone, and have over 10  years experience within our comany of raising this kind of finance.

 Our fees are in the region of £2,500 and we raise in the region of £30-75k for most of our clients - for our fee we complete a statutory business plan, 3 year forecasts (with monthly balance sheets) and liase with the banks right up till the offer is on the table.  All you have to do is help us finalise the plan.

 If you are interested in having a initial (no obligation) chat please PM me and I will call you.

 Peter

Hi Pete,

Can you please tell me, whats the maximum amount I can borrow from bank/building society via your scheme?

Can it be a very new limited company business? without asset?

And last not least, how much Loan to Value, will the bank lend? Can I pay 25% and Bank pays 75% or is it 50/50? And what are the interest rate like? APR?

Thank you.

 My plan to open 10 cafe and borrow as much as £200,000 pounds. As total money required may be around £300000 pounds or even more. All cafe's will be on rental premises and the money is required for chairs, tables and equipment as well as painting and decoration and etc work.

Many Thanks, Ray

Hi Ray,

Loan to value on this scheme is 50/50 at present, due to bad credit climate.  If its still a franchise that you are purchasing then this might be a little better.

The scheme helps small businesses and new ones without assets, that is why there is certain critieria. 

As far as I know the amount you state should be ok - but as I mentioned it would have to be 50/50.  Depending on where you live there might be other schemes.

From the basic information the other observation I would make is that the bank would probably think that 10 cafes in one go is too much - if you were to do a gradual investment and reduce the risk then the banks would prefer that and your chances would be increased.

If you want to chat this through then call me on 0151 928 5150 or 07739 352735 I can then give you all the facts and understand your busienss better.

 All the best,

Peter