This isnt totally true as you cannot add ALL these fees to your debt and sometimes the court will not allow the court fees to be added to the judgement (this depends on the amount you are claiming for)
The late payment of commercial debts act states you are allowed to add REASONABLE debt recovery cost to your debt which works out at about 12.75% of whats outstanding,so your debtors can dispute what the bill comes to at the end of it all.
If the CCJ does go unpaid you will lose all your money regardless of what you pay to try to recover it. The best thing to do is a financial check against your debtor to see if they have the ability to pay before taking it through these process's
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